Current Rates

Interest Rates effective as of January 31, 2014

Certificates of Deposit* Simple APY
30 Day 0.10% 0.10%
90 Day 0.10% 0.10%
182 Day 0.20% 0.20%
12 Month 0.40% 0.40%
18 Month 0.45% 0.45%
24 Month .65% .65%
36 Month .75% .75%
60 Month .95% .95%
Individual Retirement Accounts * Simple APY
12 Month 0.45% 0.45%
24 Month .70% .70%
Checking Accounts** Simple APY
Heritage NOW
$1,000 - $9,999 0.10% 0.10%
$10,000 - $24,999 0.15% 0.15%
$25,000 & above 0.20% 0.20%
Fab 50 0.30% 0.30%
Business Interest Checking 0.35% 0.35%
Health Savings** 0.20% 0.20%
Savings**
Regular Savings 0.20% 0.20%

Please note these rates are good only for the Heritage Bank, NA market area. APY means Annual Percentage Yield. *Penalty for early withdrawal. Certificate of Deposits require $1,000.00 minumum to open. **Rate may change after the account is opened, fees could reduce the earnings on the account. *******All Rates are Subject to Change, not responsible for any typographical errors******