Savings Accounts

Savings Account

• Minimum of $50.00 to open
• No monthly service charge
• One free withdrawal per month, $1.00 charge for each additional withdrawal
• Interest paid quarterly

Christmas Club Account

• Christmas Club pays competitive interest on accounts
• Interest paid on completed Christmas Club accounts is compunded daily
• No monthly fee
• 50 payments made into the Christmas Club accounts, based on weekly payroll
• One withdrawal is permitted without penanlty
• Loss of interest occurs upon second withdrawal 
• $5.00 charge upon third withdrawal and any withdrawals thereafter

Certificates of Deposits

Heritage Bank has a variety of terms and rates to meet all your investing needs.  $1000.00 minimum deposit required, substantial penalty for early withdrawal.

Individual Retirement Accounts

Heritage Bank offers many options with competitive rate for your retirement savings.  Choose from Regular IRA, SEP IRA, and Roth IRA.