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Interest Rates effective as of January 17, 2012
Certificates of Deposit* Simple APY
30 Day 0.15% 0.15%
90 Day 0.20% 0.20%
182 Day 0.40% 0.40%
12 Month 0.85% 0.85%
18 Month 1.04% 1.05%
24 Month 1.19% 1.20%
36 Month 1.34% 1.35%
60 Month 1.74% 1.75%
Individual Retirement Accounts * Simple APY
12 Month 1.00% 1.00%
24 Month 1.24% 1.25%
Checking Accounts** Simple APY
Heritage NOW
$1,000 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.30% 0.30%
$25,000 & above 0.50% 0.50%
Fab 50 0.60% 0.60%
Business Interest Checking 0.60% 0.60%
Savings**
Regular Savings 0.50% 0.50%
Please note these rates are good only for the Heritage Bank, NA market area.
APY means Annual Percentage Yield.
*Penalty for early withdrawal. Certificate of Deposits require $1,000.00 minumum to open.
**Rate may change after the account is opened, fees could reduce the earnings on the account.
*******All Rates are Subject to Change, not responsible for any typographical errors******
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