Online Banking Application

Online Banking Application

Instructions: Please fill out the form below to apply for an online banking account with Heritage Bank. You must make sure to PRINT your form and then SUBMIT it in order to complete the application process.

Field marked with a (*) are required

Please enter the account(s) you require:
Account Type Account Number Ability to transfer funds Do you want access to our free bill pay service?
(Only for Checking Account)
*Can be any combination of numbers and letters


Online Banking Service Agreement

The Online Banking Agreement (“the Agreement”) explains the terms and conditions governing the use of basic Online Banking Services and Bill Payment Services offered by Heritage Bank, NA. All Online Banking Services of any kind offered by Heritage Bank, NA (including, but not limited to, funds transfers and bill payment services) will be referred to collectively as “Online Banking Services" in this Agreement. By executing this Agreement, you agree to abide by the terms and conditions of this Agreement as well as the Deposit Account Terms and conditions. A copy of the latter may be accessed by contacting your branch. “I" refers to each person(s) who opens or those individuals authorized to use any account at Heritage Bank, NA and any person(s) who has been give a PIN or Password chosen by the customer. The term “business day” means all days except Saturday, Sunday and banking holidays.

All Online Banking Services offered by Heritage Bank, NA are governed by this Agreement, as well as applicable Federal Regulatory disclosures and the Deposit Account Terms and Conditions of Heritage Bank, NA. All applicable fee schedules published by Heritage Bank, NA from time to time will apply to the Online Banking Services. You are responsible for the payment of any fees incurred by you on any account, for any service, at any time. You agree to pay all such fees upon request of Heritage Bank, NA. Further, you agree to pay all telephone charges or fees incurred by you in accessing Online Banking. Online Banking Services requires you to have Internet access established.

By Submitting this Form:
I agree that my use of the Online Banking Services will confirm that I have completed and reviewed this Agreement and applicable disclosures and understand that Heritage Bank, NA may amend from time to time. My initial use of any Online Banking Service in connection with my account(s) at Heritage Bank.NA constitutes my acceptance and agreement to be bound by all of the terms and conditions of this Agreement, the Deposit Account Terms and Conditions and by all applicable Federal and State Laws and Regulations.

I understand that my Password or PIN (“Code”) can be used to transact business from my account and that this Code must be safeguarded, I agree that I will not under any circumstances disclose my Code to any person. I authorize Heritage Bank, NA and its agents to follow any instructions transmitted by use of my Code, and I agree I am liable for all transactions made using my Code. By accessing any account, I certify that I am authorized to use the Code for such account. Heritage Bank, NA is entitled to act upon instructions received through any Online Banking Services using my Code and has no responsibility for establishing the identity of any person or determining the validity of any actions or transactions carried out by that person. I hereby indemnify and release Heritage Bank, NA from any and all liability and agree not to make any claims against Heritage Bank, NA or bring any action against Heritage Bank, NA in honoring or allowing any actions or transactions using my Code.

I will notify Heritage Bank, NA immediately if I believe another person has improperly obtained my Code or has carried out unauthorized transactions. At any time, I may ask Heritage Bank, NA to disable my Code and issue a new one to me.

If I have a business account, I am liable for all transactions that occur on the account. The owner of the business account authorizes all transactions made by any other persons. The owner of the business account agrees to be liable for any other parties designated to conduct business on the account(s).

For multiple party accounts, each person will be liable for all transactions that are made on the account. Each person on a multiple party account(s) agrees to be liable for the actions of the other owner(s) on the account.

The limitations of liability set forth in the Agreement are subject to, and limited by any State or Federal Law to the contrary.

Heritage Bank, NA has the right to modify or terminate this Agreement or the Deposit Account Terms and Conditions at any time. When making changes, Heritage Bank, NA will comply with all legal notice requirements. Once this Agreement is terminated, Heritage Bank, NA will not allow any additional transactions on the account, nor will additional Online Banking Services be permitted. If this Agreement is modified, my continued use of the account will represent my acceptance of the changes.

In order to take advantage of other Online Banking and Bill Payment Services offered, I understand that I must complete this Agreement and establish basic Online Banking Services with Heritage Bank, NA. All services later added are covered under this Agreement and my signature authorizes Heritage Bank, NA to carry out transactions under any other Online Banking Services I decide to use or set-up at a future date, such as Bill Payment Services or e-Statement Services. By using any new service, I agree to be bound by the terms communicated to me in advance.