Personal Savings

Regular Savings

  • One free withdrawal per month
  • $2.00 fee for each additional monthly withdrawal
  • Minimum opening deposit of $50 required
  • Interest paid quarterly on average daily balance
  • Limited to six withdrawals per month*

* Exceeding withdrawal limitations may result in account closure, change of account type, termination of transfer capability, or other remedial action.

Christmas Clubs

  • No monthly fee
  • One free withdrawal
  • $5.00 fee for each additional withdrawal
  • Interest paid annually on average daily balance
  • $10,000 maximum balance

Certificates of Deposit

  • Minimum opening deposit of $1,000 required
  • Competitive rates
  • Terms ranging up to 5 years

CDARS
Certificate of Deposit Account Registry Service® (CDARS) is a convenient way to receive expanded insurance coverage on large deposits exceeding standard FDIC limits.
IrA’s (personal only)

  • Traditional
  • Roth
  • Educational